Legal

    Refund and Cancellation Policy

    Last updated 8 October 2026 · Version 2026-10-08.1

    This policy explains how renewals, cancellations and refunds work for paid FinX OS plans.

    This page is provided for information and is not legal advice.

    1. What this policy covers

    This policy applies to the paid FinX OS plans, Pro and Premium. Starter is free and involves no payment.

    2. How billing works

    Paid plans are billed in advance, monthly or yearly, in Indian rupees at the prices shown on the Billing page.

    When online payments are enabled, subscriptions are processed by Razorpay and renew automatically at the end of each period until you cancel.

    3. Cancelling

    You can cancel automatic renewal at any time from the Billing page. You keep access to your plan until the end of the period you have already paid for, and you will not be charged again.

    Your data stays in your account after a paid plan ends. Features outside the Starter plan become locked until you upgrade again.

    4. Refunds

    Refunds are generally not provided for voluntary cancellations or for unused time in a period you have already paid for.

    We may refund a payment when you were charged twice, when a charge was incorrect, or when a technical problem meant you could not use the paid features you paid for. Every refund request is reviewed case by case.

    Approved refunds are returned to the original payment method. Once approved, a refund normally reaches you within 5–10 business days, depending on your payment provider or bank.

    5. Duplicate or incorrect charges

    If you were charged twice or charged the wrong amount, contact us with your account email and payment reference and we will look into it.

    6. Deleting your account

    Cancel automatic renewal before deleting your account. Deleting an account does not by itself create a refund. See the Terms and Conditions.

    7. Requesting help

    Email rohinwadhwa2010@gmail.com or WhatsApp +91 8390020107 with your account email and payment reference.